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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $163,192 | $139,948+16.6% | $121,663+34.1% | $154,746+5.5% |
| Participation rate | 100.0% | 78.0%+22.0pp | 74.5%+25.5pp | 80.7%+19.3pp |
| Annual return | 13.21% | 230.52%-217.3pp | 147.54%-134.3pp | 172.34%-159.1pp |
| Employer contribution / active EE | $528 | $3,521-85.0% | $3,020-82.5% | $4,379-88.0% |
| Participant deferral / active EE | $3,969 | $5,629-29.5% | $4,887-18.8% | $6,730-41.0% |
| Admin fee / account holder | $3,341 | $17,321-80.7% | $14,289-76.6% | $14,365-76.7% |