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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,179 | $68,880-30.1% | $120,580-60.0% | $80,959-40.5% |
| Participation rate | 75.9% | 61.7%+14.2pp | 72.0%+3.9pp | 67.7%+8.2pp |
| Annual return | 7.00% | 23.68%-16.7pp | 107.48%-100.5pp | 35.67%-28.7pp |
| Employer contribution / active EE | $801 | $2,066-61.2% | $3,469-76.9% | $2,757-70.9% |
| Participant deferral / active EE | $2,317 | $3,191-27.4% | $4,995-53.6% | $4,300-46.1% |
| Admin fee / account holder | $15,639 | $5,785+170.3% | $9,418+66.0% | $6,925+125.8% |