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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,405 | $81,403-38.1% | $147,027-65.7% | $87,485-42.4% |
| Participation rate | 81.5% | 63.4%+18.0pp | 73.7%+7.7pp | 68.9%+12.5pp |
| Annual return | 9.90% | 16.51%-6.6pp | 20.23%-10.3pp | 26.06%-16.2pp |
| Employer contribution / active EE | $333 | $2,205-84.9% | $3,626-90.8% | $2,596-87.2% |
| Participant deferral / active EE | $2,630 | $3,315-20.7% | $4,933-46.7% | $4,274-38.5% |
| Admin fee / account holder | $12,285 | $6,755+81.9% | $12,223+0.5% | $7,775+58.0% |