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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,405 | $77,896-35.3% | $134,172-62.4% | $82,448-38.9% |
| Participation rate | 81.5% | 62.8%+18.7pp | 72.5%+9.0pp | 68.1%+13.4pp |
| Annual return | 9.90% | 18.21%-8.3pp | 25.30%-15.4pp | 41.64%-31.7pp |
| Employer contribution / active EE | $333 | $2,159-84.6% | $3,420-90.3% | $2,551-87.0% |
| Participant deferral / active EE | $2,630 | $3,162-16.8% | $4,690-43.9% | $4,139-36.5% |
| Admin fee / account holder | $12,285 | $6,336+93.9% | $12,016+2.2% | $7,234+69.8% |