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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,518 | $69,444-35.9% | $92,985-52.1% | $87,485-49.1% |
| Participation rate | 80.0% | 63.3%+16.7pp | 69.5%+10.5pp | 68.9%+11.1pp |
| Annual return | 9.17% | 23.85%-14.7pp | 27.99%-18.8pp | 26.06%-16.9pp |
| Employer contribution / active EE | $1,688 | $1,917-11.9% | $2,662-36.6% | $2,596-35.0% |
| Participant deferral / active EE | $2,274 | $3,364-32.4% | $4,377-48.0% | $4,274-46.8% |
| Admin fee / account holder | $3,372 | $6,137-45.1% | $9,463-64.4% | $7,775-56.6% |