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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,518 | $72,471-38.6% | $94,215-52.7% | $86,983-48.8% |
| Participation rate | 80.0% | 63.9%+16.1pp | 70.0%+10.0pp | 69.5%+10.5pp |
| Annual return | 9.17% | 26.44%-17.3pp | 28.22%-19.0pp | 25.83%-16.7pp |
| Employer contribution / active EE | $1,688 | $1,936-12.8% | $2,675-36.9% | $2,584-34.7% |
| Participant deferral / active EE | $2,274 | $3,397-33.0% | $4,276-46.8% | $4,194-45.8% |
| Admin fee / account holder | $3,372 | $6,468-47.9% | $10,216-67.0% | $7,856-57.1% |