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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $113,375 | $102,385+10.7% | $147,080-22.9% | $80,935+40.1% |
| Participation rate | 94.4% | 75.9%+18.6pp | 82.2%+12.3pp | 67.7%+26.8pp |
| Annual return | 15.58% | 135.09%-119.5pp | 420.17%-404.6pp | 35.66%-20.1pp |
| Employer contribution / active EE | $45 | $3,717-98.8% | $4,933-99.1% | $2,757-98.4% |
| Participant deferral / active EE | $11,505 | $6,651+73.0% | $8,066+42.6% | $4,299+167.6% |
| Admin fee / account holder | $3,406 | $7,951-57.2% | $12,989-73.8% | $6,924-50.8% |