Retirement plan

ZOBER INDUSTRIES, INC. 401(K) PROFIT SHARING PLAN

Name: ZOBER INDUSTRIES, INC. - ZOBER INDUSTRIES, INC. 401(K) PROFIT SHARING PLAN (2025) Form 5500
Creator: ZOBER INDUSTRIES, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, ZOBER INDUSTRIES, INC. 401(K) PROFIT SHARING PLAN, ZOBER INDUSTRIES, INC.

ZOBER INDUSTRIES, INC.EIN 23-2082473Plan #001PY 2025

500 COVENTRY LANE - CROYDON, PA 19021215-788-5523zober.comLinkedIn201-500 employeeselectrical/electronic manufacturing

Prospect flagsNo flags tripped

How to read this page

Total assets (EOY)

$9.8M

+2.2% from 2024

Total participants

213

+0.9% from 2024

Average account balance

$49,868

+0.1% from 2024

Annual return

13.79%

+1.02 pp from 2024

Benchmarks

See 1,491 peers

Peer group

Industry33 - Manufacturing

Plan typeDefined contribution

Participants100-249

Cohort1,491 peers

Snapshot2025

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$9.77M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$50K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

196

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

88.6%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$470K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$3K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+13.79%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$290

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 7 by compensation

Provider	Service type	Compensation
REDWOOD PENSIONS, LLC1 year Filed as: REDWOOD PRIVATE WEALTH LLC Service code 99 3930 E RAY RD STE 155 · PHOENIX, AZ 85044	Other Fees	$16,509
THE RETIREMENT ADVANTAGE INC3 years Service code 13 101 E GRAND AVENUE STE 16 · PORT WASHINGTON, WI 53074	Contract Administrator	$13,537
BROOKWOOD FINANCIAL COMPANY1 year Filed as: BROOKWOOD INVESTMENT GROUP LLC Service code 27 3930 E RAY RD STE 155 · PHOENIX, AZ 85044	Advisory (Plan)	$7,357
DUNLAP & ASSOCIATES PC3 years Service code 10 1300 HORIZON DR STE 106 · CHALFONT, PA 18914	Accounting	$7,100
JANNEY MONTGOMERY SCOTT LLC3 years Service code 99 1717 ARCH ST · PHILADELPHIA, PA 19103	Other Fees	$6,017
AMERICAN FUNDS3 years Filed as: CAPITAL GROUP RETIREMENT PLAN SERVI Service code 64 6455 IRVINE CENTER DRIVE · IRVINE, CA 92618	Recordkeeping Fees	$600
ASSOCIATED AGENCIES7 years Filed as: THE ASSOCIATED AGENCIES INC Service code 99 PO BOX 879 · MORRISVILLE, PA 19067	Other Fees	$308

Plan features & details

Pension benefit codes2E2F2G2J2K2T3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2K
Code section 401(m) arrangement
Employee contributions are allocated to separate accounts under the plan or employer contributions are based in whole or in part on employee deferrals or contributions to the plan. Not applicable to 401(k) plans with only QNECs and/or QMACs or to 403(b)(1) 403(b)(7) or 408 arrangements.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

0 tripped

No flags tripped for this filing year. This plan looks clean.

Expense breakdown

Schedule H Part II

Admin total

$57K

$381 / participant

Recordkeeping$3K5.9%
Contract admin$53K94.1%

% of EOY assets

0.581%

all-in expense ratio

Categories reported

2 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Unqualified opinion

Auditor signed off without reservation - the cleanest possible opinion.

Auditor firm: DUNLAPSLK, PC
Auditor EIN: 233018514
Audit fees: (not subdivided)
Opinion code: Unqualified

Metric

This plan

Peer set

Industry

Size

Avg account balance

$49,868

$85,515-41.7%

$112,040-55.5%

$67,986-26.6%

Participation rate

88.6%

68.2%+20.4pp

76.5%+12.1pp

57.2%+31.4pp

Annual return

13.79%

29.68%-15.9pp

24.52%-10.7pp

31.67%-17.9pp

Employer contribution / active EE

$993

$2,191-54.7%

$2,954-66.4%

$2,019-50.8%

Participant deferral / active EE

$2,162

$4,014-46.1%

$5,098-57.6%

$3,358-35.6%

Admin fee / account holder

$290

$3,774-92.3%

$12,098-97.6%

$3,203-91.0%

Provider

Service type

Compensation

REDWOOD PENSIONS, LLC1 year

Filed as: REDWOOD PRIVATE WEALTH LLC

Service code 99

3930 E RAY RD STE 155 · PHOENIX, AZ 85044

Other Fees

$16,509

THE RETIREMENT ADVANTAGE INC3 years

Service code 13

101 E GRAND AVENUE STE 16 · PORT WASHINGTON, WI 53074

Contract Administrator

$13,537

BROOKWOOD FINANCIAL COMPANY1 year

Filed as: BROOKWOOD INVESTMENT GROUP LLC

Service code 27

3930 E RAY RD STE 155 · PHOENIX, AZ 85044

Advisory (Plan)

$7,357

DUNLAP & ASSOCIATES PC3 years

Service code 10

1300 HORIZON DR STE 106 · CHALFONT, PA 18914

Accounting

$7,100

JANNEY MONTGOMERY SCOTT LLC3 years

Service code 99

1717 ARCH ST · PHILADELPHIA, PA 19103

Other Fees

$6,017

AMERICAN FUNDS3 years

Filed as: CAPITAL GROUP RETIREMENT PLAN SERVI

Service code 64

6455 IRVINE CENTER DRIVE · IRVINE, CA 92618

Recordkeeping Fees

$600

ASSOCIATED AGENCIES7 years

Filed as: THE ASSOCIATED AGENCIES INC

Service code 99

PO BOX 879 · MORRISVILLE, PA 19067

Other Fees

$308

ZOBER INDUSTRIES, INC. 401(K) PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

ZOBER INDUSTRIES, INC. 401(K) PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion