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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $109,201 | $95,404+14.5% | $113,397-3.7% | $82,637+32.1% |
| Participation rate | 59.0% | 72.8%-13.8pp | 76.5%-17.5pp | 68.1%-9.1pp |
| Annual return | 14.38% | 19.08%-4.7pp | 23.20%-8.8pp | 53.51%-39.1pp |
| Employer contribution / active EE | $1,764 | $2,307-23.5% | $2,977-40.7% | $2,552-30.9% |
| Participant deferral / active EE | $3,882 | $4,220-8.0% | $5,076-23.5% | $4,126-5.9% |
| Admin fee / account holder | $28,021 | $9,168+205.6% | $11,957+134.4% | $7,339+281.8% |