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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $294,028 | $183,539+60.2% | $155,556+89.0% | $145,897+101.5% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 9.22% | 61.31%-52.1pp | 64.84%-55.6pp | 552.29%-543.1pp |
| Employer contribution / active EE | $3,922 | $5,315-26.2% | $4,675-16.1% | $4,663-15.9% |
| Participant deferral / active EE | $4,009 | $6,467-38.0% | $5,631-28.8% | $6,689-40.1% |
| Admin fee / account holder | $13,564 | $19,275-29.6% | $15,885-14.6% | $13,390+1.3% |