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| Provider | Service type | Compensation |
|---|---|---|
LEGACY ADVISORS LLC5 years Filed as: LEGACY ADVISORS Service code 26 · EIN 06-1659806 401 PLYMOUTH ROAD · PLYMOUTH MEETING, PA 19462 | Advisory (Participants) | $40,651 |
JOHN HANCOCK LIFE INSURANCE COMPANY10+ years Filed as: JOHN HANCOCK Service code 15 · EIN 01-0233346 P.O. BOX 600 · BUFFALO, NY 14201 | Recordkeeping | $464 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,867 | $80,731-39.5% | $103,374-52.7% | $74,546-34.4% |
| Participation rate | 92.5% | 65.7%+26.8pp | 74.5%+18.0pp | 67.2%+25.3pp |
| Annual return | 15.13% | 27.56%-12.4pp | 24.89%-9.8pp | 1366.03%-1350.9pp |
| Employer contribution / active EE | $4,540 | $3,158+43.8% | $3,869+17.3% | $2,624+73.0% |
| Participant deferral / active EE | $5,693 | $3,860+47.5% | $5,058+12.6% | $4,347+31.0% |
| Admin fee / account holder | $501 | $2,369-78.8% | $8,394-94.0% | $1,944-74.2% |