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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $122,512 | $125,237-2.2% | $105,608+16.0% | $145,877-16.0% |
| Participation rate | 55.6% | 77.7%-22.1pp | 75.3%-19.7pp | 80.3%-24.7pp |
| Annual return | 19.25% | 225.76%-206.5pp | 116.50%-97.3pp | 551.28%-532.0pp |
| Employer contribution / active EE | $1,970 | $3,720-47.0% | $3,167-37.8% | $4,663-57.7% |
| Participant deferral / active EE | $1,957 | $5,711-65.7% | $5,010-60.9% | $6,691-70.8% |
| Admin fee / account holder | $723 | $17,287-95.8% | $11,028-93.4% | $13,402-94.6% |