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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $652,475 | $95,453+583.6% | $112,040+482.4% | $82,448+691.4% |
| Participation rate | 100.0% | 72.8%+27.2pp | 76.5%+23.5pp | 68.1%+31.9pp |
| Annual return | 13.33% | 23.92%-10.6pp | 24.52%-11.2pp | 41.64%-28.3pp |
| Employer contribution / active EE | $21,366 | $2,318+821.8% | $2,954+623.3% | $2,551+737.6% |
| Participant deferral / active EE | $5,222 | $4,224+23.6% | $5,098+2.4% | $4,139+26.2% |
| Admin fee / account holder | $16,477 | $9,013+82.8% | $12,098+36.2% | $7,234+127.8% |