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| Provider | Service type | Compensation |
|---|---|---|
Filed as: EMPOWER ANNUITY INS CO OF AMERICA Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Recordkeeping Fees | $34,387 |
LPL FINANCIAL2 years Service code 27 PO BOX 502533 · SAN DIEGO, CA 92150 | Advisory (Plan) | $20,111 |
PA RETIREMENT SOLUTIONS, INC.10+ years Service code 13 · EIN 27-2487837 1110 N. MOUNTAIN ROAD · HARRISBURG, PA 17112 | Contract Administrator | $15,322 |
Filed as: SMITH ELLIOTT KEARNS & COMPANY, LLC Service code 10 804 WAYNE AVE · CHAMBERSBURG, PA 17201 | Accounting | $11,469 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,573 | $46,688-2.4% | $189,758-76.0% | $69,733-34.6% |
| Participation rate | 63.5% | 61.7%+1.8pp | 79.8%-16.3pp | 62.5%+1.0pp |
| Annual return | 10.93% | 14.35%-3.4pp | 52.62%-41.7pp | 15.22%-4.3pp |
| Employer contribution / active EE | $716 | $1,695-57.8% | $4,767-85.0% | $2,250-68.2% |
| Participant deferral / active EE | $1,872 | $2,143-12.6% | $5,856-68.0% | $3,054-38.7% |
| Admin fee / account holder | $407 | $1,700-76.1% | $20,388-98.0% | $3,102-86.9% |