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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $160,351 | $100,139+60.1% | $85,187+88.2% | $145,884+9.9% |
| Participation rate | 94.4% | 74.1%+20.3pp | 67.5%+26.9pp | 80.3%+14.1pp |
| Annual return | 13.51% | 84.15%-70.6pp | 66.67%-53.2pp | 551.85%-538.3pp |
| Employer contribution / active EE | $4,323 | $3,238+33.5% | $2,732+58.2% | $4,662-7.3% |
| Participant deferral / active EE | $5,662 | $5,296+6.9% | $4,525+25.1% | $6,690-15.4% |
| Admin fee / account holder | $2,210 | $7,262-69.6% | $6,162-64.1% | $13,392-83.5% |