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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $177,336 | $108,882+62.9% | $96,754+83.3% | $154,746+14.6% |
| Participation rate | 94.4% | 75.1%+19.4pp | 70.3%+24.2pp | 80.7%+13.7pp |
| Annual return | 12.98% | 98.39%-85.4pp | 82.04%-69.1pp | 172.34%-159.4pp |
| Employer contribution / active EE | $4,339 | $3,018+43.8% | $2,679+62.0% | $4,379-0.9% |
| Participant deferral / active EE | $7,905 | $5,323+48.5% | $4,758+66.1% | $6,730+17.5% |
| Admin fee / account holder | $21,607 | $10,200+111.8% | $8,905+142.6% | $14,365+50.4% |