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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $158,056 | $110,410+43.2% | $102,437+54.3% | $145,897+8.3% |
| Participation rate | 95.2% | 77.9%+17.3pp | 74.5%+20.7pp | 80.3%+14.9pp |
| Annual return | 11.24% | 24.85%-13.6pp | 24.95%-13.7pp | 552.29%-541.0pp |
| Employer contribution / active EE | $11,282 | $4,217+167.5% | $3,871+191.5% | $4,663+142.0% |
| Participant deferral / active EE | $3,836 | $5,622-31.8% | $5,060-24.2% | $6,689-42.7% |
| Admin fee / account holder | $38,082 | $9,745+290.8% | $8,388+354.0% | $13,390+184.4% |