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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $183,925 | $111,535+64.9% | $105,223+74.8% | $137,256+34.0% |
| Participation rate | 87.0% | 78.1%+8.9pp | 75.0%+11.9pp | 80.0%+7.0pp |
| Annual return | 13.77% | 237.85%-224.1pp | 180.65%-166.9pp | 220.34%-206.6pp |
| Employer contribution / active EE | $7,570 | $3,939+92.2% | $3,689+105.2% | $4,156+82.1% |
| Participant deferral / active EE | $2,309 | $5,500-58.0% | $5,072-54.5% | $6,407-64.0% |
| Admin fee / account holder | $4,699 | $9,721-51.7% | $8,859-47.0% | $12,270-61.7% |