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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $183,925 | $129,737+41.8% | $119,126+54.4% | $154,746+18.9% |
| Participation rate | 87.0% | 78.9%+8.1pp | 75.8%+11.2pp | 80.7%+6.3pp |
| Annual return | 13.77% | 379.08%-365.3pp | 282.11%-268.3pp | 172.34%-158.6pp |
| Employer contribution / active EE | $7,570 | $4,375+73.0% | $4,034+87.7% | $4,379+72.9% |
| Participant deferral / active EE | $2,309 | $5,842-60.5% | $5,318-56.6% | $6,730-65.7% |
| Admin fee / account holder | $4,699 | $11,961-60.7% | $10,693-56.1% | $14,365-67.3% |