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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $452,022 | $129,737+248.4% | $119,126+279.4% | $154,746+192.1% |
| Participation rate | 91.7% | 78.9%+12.8pp | 75.8%+15.9pp | 80.7%+11.0pp |
| Annual return | 16.97% | 379.08%-362.1pp | 282.11%-265.1pp | 172.34%-155.4pp |
| Employer contribution / active EE | $4,538 | $4,375+3.7% | $4,034+12.5% | $4,379+3.6% |
| Participant deferral / active EE | $8,056 | $5,842+37.9% | $5,318+51.5% | $6,730+19.7% |
| Admin fee / account holder | $3,456 | $11,961-71.1% | $10,693-67.7% | $14,365-75.9% |