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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $452,022 | $111,535+305.3% | $105,223+329.6% | $137,256+229.3% |
| Participation rate | 91.7% | 78.1%+13.6pp | 75.0%+16.6pp | 80.0%+11.7pp |
| Annual return | 16.97% | 237.85%-220.9pp | 180.65%-163.7pp | 220.34%-203.4pp |
| Employer contribution / active EE | $4,538 | $3,939+15.2% | $3,689+23.0% | $4,156+9.2% |
| Participant deferral / active EE | $8,056 | $5,500+46.5% | $5,072+58.8% | $6,407+25.7% |
| Admin fee / account holder | $3,456 | $9,721-64.4% | $8,859-61.0% | $12,270-71.8% |