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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $115,407 | $166,089-30.5% | $164,928-30.0% | $145,978-20.9% |
| Participation rate | 77.8% | 82.0%-4.2pp | 78.6%-0.8pp | 80.3%-2.5pp |
| Annual return | 17.31% | 100.26%-82.9pp | 70.08%-52.8pp | 550.52%-533.2pp |
| Employer contribution / active EE | $2,113 | $5,276-60.0% | $4,343-51.4% | $4,662-54.7% |
| Participant deferral / active EE | $8,938 | $6,961+28.4% | $6,034+48.1% | $6,690+33.6% |
| Admin fee / account holder | $15,716 | $16,641-5.6% | $12,684+23.9% | $13,400+17.3% |