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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $126,834 | $63,456+99.9% | $100,712+25.9% | $64,097+97.9% |
| Participation rate | 76.7% | 49.7%+27.0pp | 69.3%+7.4pp | 55.2%+21.5pp |
| Annual return | 13.17% | 19.65%-6.5pp | 33.27%-20.1pp | 34.64%-21.5pp |
| Employer contribution / active EE | $0 | $1,003-100.0% | $2,313-100.0% | $1,891-100.0% |
| Participant deferral / active EE | $4,934 | $2,463+100.3% | $4,085+20.8% | $3,080+60.2% |
| Admin fee / account holder | $11,773 | $4,808+144.9% | $9,256+27.2% | $3,454+240.8% |