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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $211,963 | $69,118+206.7% | $53,647+295.1% | $138,895+52.6% |
| Participation rate | 62.5% | 64.0%-1.5pp | 56.3%+6.2pp | 79.9%-17.4pp |
| Annual return | 9.62% | 248.26%-238.6pp | 358.33%-348.7pp | 145.39%-135.8pp |
| Employer contribution / active EE | $790 | $1,189-33.6% | $962-17.9% | $4,194-81.2% |
| Participant deferral / active EE | $8,013 | $2,274+252.4% | $1,813+341.9% | $6,396+25.3% |
| Admin fee / account holder | $29,154 | $2,724+970.3% | $2,460+1085.2% | $12,562+132.1% |