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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $211,963 | $67,823+212.5% | $52,425+304.3% | $137,256+54.4% |
| Participation rate | 62.5% | 63.9%-1.4pp | 55.6%+6.9pp | 80.0%-17.5pp |
| Annual return | 9.62% | 219.11%-209.5pp | 302.12%-292.5pp | 220.34%-210.7pp |
| Employer contribution / active EE | $790 | $1,163-32.1% | $914-13.6% | $4,156-81.0% |
| Participant deferral / active EE | $8,013 | $2,288+250.2% | $1,790+347.5% | $6,407+25.1% |
| Admin fee / account holder | $29,154 | $2,844+925.0% | $2,495+1068.6% | $12,270+137.6% |