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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,381 | $185,312-69.6% | $161,489-65.1% | $154,746-63.6% |
| Participation rate | 60.0% | 82.5%-22.5pp | 78.7%-18.7pp | 80.7%-20.7pp |
| Annual return | 13.57% | 103.84%-90.3pp | 89.72%-76.1pp | 172.34%-158.8pp |
| Employer contribution / active EE | $1,921 | $4,769-59.7% | $4,268-55.0% | $4,379-56.1% |
| Participant deferral / active EE | $3,394 | $6,350-46.5% | $5,630-39.7% | $6,730-49.6% |
| Admin fee / account holder | $313 | $18,654-98.3% | $16,006-98.0% | $14,365-97.8% |