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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,381 | $227,399-75.2% | $189,758-70.3% | $198,609-71.6% |
| Participation rate | 60.0% | 84.0%-24.0pp | 79.8%-19.8pp | 82.4%-22.4pp |
| Annual return | 13.57% | 61.03%-47.5pp | 52.62%-39.0pp | 202.70%-189.1pp |
| Employer contribution / active EE | $1,921 | $5,526-65.2% | $4,767-59.7% | $5,055-62.0% |
| Participant deferral / active EE | $3,394 | $6,837-50.4% | $5,856-42.0% | $6,977-51.3% |
| Admin fee / account holder | $313 | $25,162-98.8% | $20,388-98.5% | $19,030-98.4% |