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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,943 | $55,889-58.9% | $76,119-69.9% | $80,935-71.7% |
| Participation rate | 18.2% | 62.1%-43.9pp | 69.1%-50.9pp | 67.7%-49.5pp |
| Annual return | 16.12% | 20.58%-4.5pp | 361.25%-345.1pp | 35.66%-19.5pp |
| Employer contribution / active EE | $627 | $1,866-66.4% | $2,693-76.7% | $2,757-77.3% |
| Participant deferral / active EE | $2,494 | $3,051-18.3% | $4,259-41.4% | $4,299-42.0% |
| Admin fee / account holder | $5,361 | $5,241+2.3% | $6,421-16.5% | $6,924-22.6% |