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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $224,029 | $106,749+109.9% | $145,433+54.0% | $82,448+171.7% |
| Participation rate | 96.4% | 75.6%+20.8pp | 82.1%+14.3pp | 68.1%+28.4pp |
| Annual return | 12.07% | 27.59%-15.5pp | 66.58%-54.5pp | 41.64%-29.6pp |
| Employer contribution / active EE | $6,343 | $3,444+84.2% | $4,554+39.3% | $2,551+148.7% |
| Participant deferral / active EE | $7,652 | $6,519+17.4% | $7,897-3.1% | $4,139+84.9% |
| Admin fee / account holder | $16,211 | $8,390+93.2% | $13,129+23.5% | $7,234+124.1% |