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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $224,029 | $99,875+124.3% | $146,866+52.5% | $86,983+157.6% |
| Participation rate | 96.4% | 75.8%+20.6pp | 82.5%+13.9pp | 69.5%+26.9pp |
| Annual return | 12.07% | 28.10%-16.0pp | 102.85%-90.8pp | 25.83%-13.8pp |
| Employer contribution / active EE | $6,343 | $3,224+96.7% | $4,425+43.4% | $2,584+145.4% |
| Participant deferral / active EE | $7,652 | $6,322+21.0% | $7,759-1.4% | $4,194+82.5% |
| Admin fee / account holder | $16,211 | $7,838+106.8% | $13,620+19.0% | $7,856+106.4% |