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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $224,029 | $106,524+110.3% | $152,301+47.1% | $87,485+156.1% |
| Participation rate | 96.4% | 75.8%+20.7pp | 82.4%+14.0pp | 68.9%+27.5pp |
| Annual return | 12.07% | 26.89%-14.8pp | 80.50%-68.4pp | 26.06%-14.0pp |
| Employer contribution / active EE | $6,343 | $3,371+88.2% | $4,624+37.2% | $2,596+144.3% |
| Participant deferral / active EE | $7,652 | $6,525+17.3% | $8,004-4.4% | $4,274+79.0% |
| Admin fee / account holder | $16,211 | $8,287+95.6% | $14,398+12.6% | $7,775+108.5% |