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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $99,645 | $110,379-9.7% | $102,412-2.7% | $145,884-31.7% |
| Participation rate | 78.6% | 77.9%+0.6pp | 74.5%+4.1pp | 80.3%-1.7pp |
| Annual return | 9.07% | 24.84%-15.8pp | 24.94%-15.9pp | 551.85%-542.8pp |
| Employer contribution / active EE | $336 | $4,216-92.0% | $3,870-91.3% | $4,662-92.8% |
| Participant deferral / active EE | $4,150 | $5,622-26.2% | $5,060-18.0% | $6,690-38.0% |
| Admin fee / account holder | $23,751 | $9,745+143.7% | $8,388+183.2% | $13,392+77.4% |