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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $138,996 | $138,312+0.5% | $122,979+13.0% | $155,188-10.4% |
| Participation rate | 95.7% | 80.2%+15.5pp | 77.2%+18.5pp | 80.8%+14.8pp |
| Annual return | 13.56% | 22.06%-8.5pp | 20.12%-6.6pp | 148.84%-135.3pp |
| Employer contribution / active EE | $2,650 | $3,530-24.9% | $3,062-13.5% | $4,248-37.6% |
| Participant deferral / active EE | $4,728 | $5,592-15.5% | $5,003-5.5% | $6,531-27.6% |
| Admin fee / account holder | $12,496 | $15,089-17.2% | $12,864-2.9% | $14,480-13.7% |