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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $101,960 | $183,539-44.4% | $155,556-34.5% | $145,897-30.1% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 13.94% | 61.31%-47.4pp | 64.84%-50.9pp | 552.29%-538.3pp |
| Employer contribution / active EE | $5,023 | $5,315-5.5% | $4,675+7.4% | $4,663+7.7% |
| Participant deferral / active EE | $2,760 | $6,467-57.3% | $5,631-51.0% | $6,689-58.7% |
| Admin fee / account holder | $3,781 | $19,275-80.4% | $15,885-76.2% | $13,390-71.8% |