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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,661 | $67,894+30.6% | $89,340-0.8% | $82,448+7.5% |
| Participation rate | 73.6% | 64.0%+9.6pp | 69.6%+4.0pp | 68.1%+5.5pp |
| Annual return | 15.90% | 19.21%-3.3pp | 20.57%-4.7pp | 41.64%-25.7pp |
| Employer contribution / active EE | $1,885 | $1,828+3.1% | $2,231-15.5% | $2,551-26.1% |
| Participant deferral / active EE | $3,890 | $3,072+26.6% | $3,823+1.8% | $4,139-6.0% |
| Admin fee / account holder | $4,688 | $5,723-18.1% | $6,704-30.1% | $7,234-35.2% |