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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,486 | $102,429-26.3% | $147,096-48.7% | $80,925-6.7% |
| Participation rate | 100.0% | 75.9%+24.1pp | 82.2%+17.8pp | 67.7%+32.3pp |
| Annual return | 10.70% | 135.02%-124.3pp | 419.75%-409.0pp | 35.65%-24.9pp |
| Employer contribution / active EE | $6,507 | $3,716+75.1% | $4,936+31.8% | $2,756+136.1% |
| Participant deferral / active EE | $5,865 | $6,649-11.8% | $8,071-27.3% | $4,299+36.4% |
| Admin fee / account holder | $1,769 | $7,957-77.8% | $13,005-86.4% | $6,940-74.5% |