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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $283,147 | $184,014+53.9% | $161,149+75.7% | $138,895+103.9% |
| Participation rate | 88.9% | 82.1%+6.8pp | 78.8%+10.1pp | 79.9%+9.0pp |
| Annual return | 14.61% | 21.52%-6.9pp | 21.16%-6.5pp | 145.39%-130.8pp |
| Employer contribution / active EE | $9,807 | $5,055+94.0% | $4,360+124.9% | $4,194+133.8% |
| Participant deferral / active EE | $5,964 | $6,909-13.7% | $6,153-3.1% | $6,396-6.8% |
| Admin fee / account holder | $2,644 | $18,027-85.3% | $15,194-82.6% | $12,562-79.0% |