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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $283,147 | $178,174+58.9% | $156,181+81.3% | $137,256+106.3% |
| Participation rate | 88.9% | 82.0%+6.9pp | 78.8%+10.1pp | 80.0%+8.9pp |
| Annual return | 14.61% | 84.19%-69.6pp | 64.87%-50.3pp | 220.34%-205.7pp |
| Employer contribution / active EE | $9,807 | $4,972+97.3% | $4,294+128.4% | $4,156+136.0% |
| Participant deferral / active EE | $5,964 | $6,888-13.4% | $6,132-2.7% | $6,407-6.9% |
| Admin fee / account holder | $2,644 | $17,404-84.8% | $14,586-81.9% | $12,270-78.4% |