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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,314,240 | $75,541+1639.8% | $152,093+764.1% | $82,637+1490.4% |
| Participation rate | 100.0% | 66.5%+33.5pp | 77.8%+22.2pp | 68.1%+31.9pp |
| Annual return | 12.57% | 32.56%-20.0pp | 66.36%-53.8pp | 53.51%-40.9pp |
| Employer contribution / active EE | $41,783 | $2,622+1493.3% | $4,175+900.9% | $2,552+1537.2% |
| Participant deferral / active EE | $26,988 | $3,206+741.9% | $5,451+395.1% | $4,126+554.1% |
| Admin fee / account holder | $81,296 | $6,405+1169.3% | $14,497+460.8% | $7,339+1007.8% |