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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,651 | $150,346-51.0% | $120,524-38.9% | $145,877-49.5% |
| Participation rate | 100.0% | 78.8%+21.2pp | 71.9%+28.1pp | 80.3%+19.7pp |
| Annual return | 10.64% | 154.40%-143.8pp | 107.36%-96.7pp | 551.28%-540.6pp |
| Employer contribution / active EE | $12,895 | $4,353+196.2% | $3,469+271.7% | $4,663+176.5% |
| Participant deferral / active EE | $8,061 | $6,172+30.6% | $4,994+61.4% | $6,691+20.5% |
| Admin fee / account holder | $12,531 | $12,215+2.6% | $9,440+32.7% | $13,402-6.5% |