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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $108,080 | $161,352-33.0% | $134,172-19.4% | $137,256-21.3% |
| Participation rate | 100.0% | 78.3%+21.7pp | 72.5%+27.5pp | 80.0%+20.0pp |
| Annual return | 14.82% | 28.72%-13.9pp | 25.30%-10.5pp | 220.34%-205.5pp |
| Employer contribution / active EE | $17,618 | $4,099+329.8% | $3,420+415.1% | $4,156+323.9% |
| Participant deferral / active EE | $11,121 | $5,552+100.3% | $4,690+137.1% | $6,407+73.6% |
| Admin fee / account holder | $1,545 | $15,028-89.7% | $12,016-87.1% | $12,270-87.4% |