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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,651 | $150,435-51.0% | $120,580-38.9% | $145,897-49.5% |
| Participation rate | 100.0% | 78.8%+21.2pp | 72.0%+28.0pp | 80.3%+19.7pp |
| Annual return | 10.64% | 154.60%-144.0pp | 107.48%-96.8pp | 552.29%-541.7pp |
| Employer contribution / active EE | $12,895 | $4,352+196.3% | $3,469+271.7% | $4,663+176.6% |
| Participant deferral / active EE | $8,061 | $6,174+30.6% | $4,995+61.4% | $6,689+20.5% |
| Admin fee / account holder | $12,531 | $12,182+2.9% | $9,418+33.0% | $13,390-6.4% |