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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $127,428 | $78,690+61.9% | $161,489-21.1% | $87,485+45.7% |
| Participation rate | 85.2% | 67.5%+17.7pp | 78.7%+6.5pp | 68.9%+16.3pp |
| Annual return | 6.15% | 32.74%-26.6pp | 89.72%-83.6pp | 26.06%-19.9pp |
| Employer contribution / active EE | $4,453 | $2,588+72.1% | $4,268+4.3% | $2,596+71.5% |
| Participant deferral / active EE | $4,628 | $3,311+39.8% | $5,630-17.8% | $4,274+8.3% |
| Admin fee / account holder | $55,020 | $6,724+718.3% | $16,006+243.8% | $7,775+607.7% |