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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $127,428 | $75,541+68.7% | $152,093-16.2% | $82,637+54.2% |
| Participation rate | 85.2% | 66.5%+18.6pp | 77.8%+7.4pp | 68.1%+17.1pp |
| Annual return | 6.15% | 32.56%-26.4pp | 66.36%-60.2pp | 53.51%-47.4pp |
| Employer contribution / active EE | $4,453 | $2,622+69.8% | $4,175+6.7% | $2,552+74.5% |
| Participant deferral / active EE | $4,628 | $3,206+44.4% | $5,451-15.1% | $4,126+12.2% |
| Admin fee / account holder | $55,020 | $6,405+759.1% | $14,497+279.5% | $7,339+649.7% |