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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $93,195 | $201,264-53.7% | $184,185-49.4% | $145,978-36.2% |
| Participation rate | 100.0% | 87.5%+12.5pp | 86.8%+13.2pp | 80.3%+19.7pp |
| Annual return | 6.54% | 29.00%-22.5pp | 28.81%-22.3pp | 550.52%-544.0pp |
| Employer contribution / active EE | $3,648 | $7,021-48.0% | $6,426-43.2% | $4,662-21.8% |
| Participant deferral / active EE | $7,542 | $9,806-23.1% | $9,132-17.4% | $6,690+12.7% |
| Admin fee / account holder | $317 | $16,376-98.1% | $13,909-97.7% | $13,400-97.6% |