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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $292,429 | $147,556+98.2% | $129,031+126.6% | $198,609+47.2% |
| Participation rate | 100.0% | 77.2%+22.8pp | 73.4%+26.6pp | 82.4%+17.6pp |
| Annual return | 11.47% | 37.41%-25.9pp | 34.67%-23.2pp | 202.70%-191.2pp |
| Employer contribution / active EE | $1,826 | $3,645-49.9% | $3,226-43.4% | $5,055-63.9% |
| Participant deferral / active EE | $9,138 | $5,760+58.7% | $5,217+75.2% | $6,977+31.0% |
| Admin fee / account holder | $222,430 | $15,467+1338.1% | $13,208+1584.1% | $19,030+1068.8% |