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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $335,432 | $81,446+311.8% | $103,374+224.5% | $80,874+314.8% |
| Participation rate | 91.2% | 66.9%+24.3pp | 74.5%+16.7pp | 67.6%+23.5pp |
| Annual return | 11.78% | 25.57%-13.8pp | 24.89%-13.1pp | 35.62%-23.8pp |
| Employer contribution / active EE | $16,411 | $3,107+428.2% | $3,869+324.1% | $2,756+495.6% |
| Participant deferral / active EE | $11,763 | $3,870+204.0% | $5,058+132.6% | $4,297+173.8% |
| Admin fee / account holder | $11,407 | $6,715+69.9% | $8,394+35.9% | $6,935+64.5% |