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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $204,304 | $101,950+100.4% | $125,529+62.8% | $86,983+134.9% |
| Participation rate | 89.1% | 70.2%+18.9pp | 74.7%+14.4pp | 69.5%+19.5pp |
| Annual return | 5.62% | 18.29%-12.7pp | 202.56%-196.9pp | 25.83%-20.2pp |
| Employer contribution / active EE | $8,494 | $2,358+260.2% | $3,058+177.8% | $2,584+228.6% |
| Participant deferral / active EE | $5,170 | $3,862+33.9% | $4,813+7.4% | $4,194+23.3% |
| Admin fee / account holder | $9,707 | $12,791-24.1% | $16,298-40.4% | $7,856+23.6% |