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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $204,304 | $94,031+117.3% | $115,768+76.5% | $82,448+147.8% |
| Participation rate | 89.1% | 70.4%+18.7pp | 74.4%+14.7pp | 68.1%+21.0pp |
| Annual return | 5.62% | 20.61%-15.0pp | 100.46%-94.8pp | 41.64%-36.0pp |
| Employer contribution / active EE | $8,494 | $2,323+265.6% | $2,940+188.9% | $2,551+233.0% |
| Participant deferral / active EE | $5,170 | $3,972+30.2% | $4,917+5.2% | $4,139+24.9% |
| Admin fee / account holder | $9,707 | $10,249-5.3% | $12,439-22.0% | $7,234+34.2% |