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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $380,571 | $106,524+257.3% | $152,301+149.9% | $87,485+335.0% |
| Participation rate | 100.0% | 75.8%+24.2pp | 82.4%+17.6pp | 68.9%+31.1pp |
| Annual return | 18.20% | 26.89%-8.7pp | 80.50%-62.3pp | 26.06%-7.9pp |
| Employer contribution / active EE | $3,265 | $3,371-3.2% | $4,624-29.4% | $2,596+25.8% |
| Participant deferral / active EE | $11,521 | $6,525+76.6% | $8,004+43.9% | $4,274+169.6% |
| Admin fee / account holder | $7,010 | $8,287-15.4% | $14,398-51.3% | $7,775-9.8% |