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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $380,571 | $106,749+256.5% | $145,433+161.7% | $82,448+361.6% |
| Participation rate | 100.0% | 75.6%+24.4pp | 82.1%+17.9pp | 68.1%+31.9pp |
| Annual return | 18.20% | 27.59%-9.4pp | 66.58%-48.4pp | 41.64%-23.4pp |
| Employer contribution / active EE | $3,265 | $3,444-5.2% | $4,554-28.3% | $2,551+28.0% |
| Participant deferral / active EE | $11,521 | $6,519+76.7% | $7,897+45.9% | $4,139+178.3% |
| Admin fee / account holder | $7,010 | $8,390-16.4% | $13,129-46.6% | $7,234-3.1% |