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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $349,479 | $138,393+152.5% | $184,256+89.7% | $80,959+331.7% |
| Participation rate | 100.0% | 83.9%+16.1pp | 86.8%+13.2pp | 67.7%+32.3pp |
| Annual return | 14.16% | 20.01%-5.8pp | 28.85%-14.7pp | 35.67%-21.5pp |
| Employer contribution / active EE | $10,996 | $4,847+126.8% | $6,427+71.1% | $2,757+298.8% |
| Participant deferral / active EE | $15,016 | $7,076+112.2% | $9,133+64.4% | $4,300+249.2% |
| Admin fee / account holder | $4,020 | $10,489-61.7% | $13,899-71.1% | $6,925-41.9% |