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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $399,707 | $146,267+173.3% | $197,124+102.8% | $82,448+384.8% |
| Participation rate | 100.0% | 84.0%+16.0pp | 86.7%+13.3pp | 68.1%+31.9pp |
| Annual return | 15.67% | 29.61%-13.9pp | 44.34%-28.7pp | 41.64%-26.0pp |
| Employer contribution / active EE | $6,697 | $4,723+41.8% | $6,227+7.5% | $2,551+162.5% |
| Participant deferral / active EE | $7,865 | $7,035+11.8% | $9,135-13.9% | $4,139+90.0% |
| Admin fee / account holder | $5,487 | $14,422-62.0% | $16,298-66.3% | $7,234-24.2% |