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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $213,807 | $129,737+64.8% | $119,126+79.5% | $154,746+38.2% |
| Participation rate | 90.0% | 78.9%+11.1pp | 75.8%+14.2pp | 80.7%+9.3pp |
| Annual return | 8.43% | 379.08%-370.6pp | 282.11%-273.7pp | 172.34%-163.9pp |
| Employer contribution / active EE | $684 | $4,375-84.4% | $4,034-83.0% | $4,379-84.4% |
| Participant deferral / active EE | $7,951 | $5,842+36.1% | $5,318+49.5% | $6,730+18.1% |
| Admin fee / account holder | $29,342 | $11,961+145.3% | $10,693+174.4% | $14,365+104.3% |