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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $126,921 | $95,453+33.0% | $112,040+13.3% | $82,448+53.9% |
| Participation rate | 76.5% | 72.8%+3.7pp | 76.5%0pp | 68.1%+8.4pp |
| Annual return | 11.11% | 23.92%-12.8pp | 24.52%-13.4pp | 41.64%-30.5pp |
| Employer contribution / active EE | $620 | $2,318-73.3% | $2,954-79.0% | $2,551-75.7% |
| Participant deferral / active EE | $2,478 | $4,224-41.3% | $5,098-51.4% | $4,139-40.1% |
| Admin fee / account holder | $18,741 | $9,013+107.9% | $12,098+54.9% | $7,234+159.1% |