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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $126,921 | $97,550+30.1% | $120,344+5.5% | $87,485+45.1% |
| Participation rate | 76.5% | 72.8%+3.6pp | 76.7%-0.2pp | 68.9%+7.5pp |
| Annual return | 11.11% | 18.41%-7.3pp | 20.30%-9.2pp | 26.06%-14.9pp |
| Employer contribution / active EE | $620 | $2,291-73.0% | $3,020-79.5% | $2,596-76.1% |
| Participant deferral / active EE | $2,478 | $4,230-41.4% | $5,135-51.7% | $4,274-42.0% |
| Admin fee / account holder | $18,741 | $9,543+96.4% | $12,742+47.1% | $7,775+141.0% |