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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $132,930 | $100,262+32.6% | $81,370+63.4% | $145,897-8.9% |
| Participation rate | 95.7% | 74.3%+21.4pp | 69.5%+26.1pp | 80.3%+15.3pp |
| Annual return | 6.94% | 34.52%-27.6pp | 24.85%-17.9pp | 552.29%-545.4pp |
| Employer contribution / active EE | $2,198 | $2,979-26.2% | $2,464-10.8% | $4,663-52.9% |
| Participant deferral / active EE | $4,908 | $4,612+6.4% | $3,885+26.3% | $6,689-26.6% |
| Admin fee / account holder | $54,687 | $8,163+569.9% | $5,749+851.2% | $13,390+308.4% |