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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $140,762 | $58,311+141.4% | $81,882+71.9% | $80,959+73.9% |
| Participation rate | 85.1% | 63.5%+21.6pp | 72.4%+12.7pp | 67.7%+17.4pp |
| Annual return | 10.67% | 41.85%-31.2pp | 779.47%-768.8pp | 35.67%-25.0pp |
| Employer contribution / active EE | $3,892 | $2,347+65.9% | $2,916+33.5% | $2,757+41.2% |
| Participant deferral / active EE | $6,949 | $3,287+111.4% | $4,323+60.7% | $4,300+61.6% |
| Admin fee / account holder | $6,677 | $4,752+40.5% | $7,360-9.3% | $6,925-3.6% |