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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,942 | $88,137-28.6% | $164,975-61.8% | $74,429-15.4% |
| Participation rate | 46.8% | 73.1%-26.3pp | 78.6%-31.8pp | 67.2%-20.4pp |
| Annual return | 18.14% | 17.13%+1.0pp | 70.12%-52.0pp | 1368.38%-1350.2pp |
| Employer contribution / active EE | $1,157 | $2,597-55.4% | $4,343-73.4% | $2,625-55.9% |
| Participant deferral / active EE | $2,359 | $4,501-47.6% | $6,033-60.9% | $4,348-45.8% |
| Admin fee / account holder | $6,380 | $2,231+185.9% | $12,688-49.7% | $1,944+228.1% |