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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $220,181 | $81,233+171.0% | $155,567+41.5% | $80,874+172.3% |
| Participation rate | 96.4% | 66.2%+30.2pp | 78.2%+18.2pp | 67.6%+28.8pp |
| Annual return | 9.94% | 33.33%-23.4pp | 64.74%-54.8pp | 35.62%-25.7pp |
| Employer contribution / active EE | $3,684 | $3,101+18.8% | $4,674-21.2% | $2,756+33.7% |
| Participant deferral / active EE | $9,186 | $3,452+166.1% | $5,628+63.2% | $4,297+113.8% |
| Admin fee / account holder | $2,645 | $7,998-66.9% | $15,916-83.4% | $6,935-61.9% |