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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $220,181 | $81,358+170.6% | $155,556+41.5% | $80,959+172.0% |
| Participation rate | 96.4% | 66.3%+30.2pp | 78.2%+18.2pp | 67.7%+28.8pp |
| Annual return | 9.94% | 33.39%-23.4pp | 64.84%-54.9pp | 35.67%-25.7pp |
| Employer contribution / active EE | $3,684 | $3,106+18.6% | $4,675-21.2% | $2,757+33.6% |
| Participant deferral / active EE | $9,186 | $3,455+165.8% | $5,631+63.1% | $4,300+113.6% |
| Admin fee / account holder | $2,645 | $7,994-66.9% | $15,885-83.3% | $6,925-61.8% |