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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $259,002 | $108,825+138.0% | $156,181+65.8% | $82,448+214.1% |
| Participation rate | 88.9% | 72.4%+16.5pp | 78.8%+10.1pp | 68.1%+20.8pp |
| Annual return | 16.67% | 20.59%-3.9pp | 64.87%-48.2pp | 41.64%-25.0pp |
| Employer contribution / active EE | $3,619 | $2,870+26.1% | $4,294-15.7% | $2,551+41.9% |
| Participant deferral / active EE | $10,559 | $4,577+130.7% | $6,132+72.2% | $4,139+155.1% |
| Admin fee / account holder | $16,066 | $9,341+72.0% | $14,586+10.1% | $7,234+122.1% |