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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $352,590 | $125,237+181.5% | $105,608+233.9% | $145,877+141.7% |
| Participation rate | 79.2% | 77.7%+1.5pp | 75.3%+3.9pp | 80.3%-1.1pp |
| Annual return | 7.53% | 225.76%-218.2pp | 116.50%-109.0pp | 551.28%-543.8pp |
| Employer contribution / active EE | $2,569 | $3,720-31.0% | $3,167-18.9% | $4,663-44.9% |
| Participant deferral / active EE | $7,692 | $5,711+34.7% | $5,010+53.5% | $6,691+15.0% |
| Admin fee / account holder | $6,548 | $17,287-62.1% | $11,028-40.6% | $13,402-51.1% |