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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $352,590 | $125,190+181.6% | $105,624+233.8% | $145,897+141.7% |
| Participation rate | 79.2% | 77.6%+1.5pp | 75.3%+3.9pp | 80.3%-1.1pp |
| Annual return | 7.53% | 225.22%-217.7pp | 116.20%-108.7pp | 552.29%-544.8pp |
| Employer contribution / active EE | $2,569 | $3,720-31.0% | $3,168-18.9% | $4,663-44.9% |
| Participant deferral / active EE | $7,692 | $5,716+34.6% | $5,013+53.4% | $6,689+15.0% |
| Admin fee / account holder | $6,548 | $17,138-61.8% | $10,961-40.3% | $13,390-51.1% |