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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $318,078 | $94,031+238.3% | $115,768+174.8% | $82,448+285.8% |
| Participation rate | 80.0% | 70.4%+9.6pp | 74.4%+5.6pp | 68.1%+11.9pp |
| Annual return | 13.42% | 20.61%-7.2pp | 100.46%-87.0pp | 41.64%-28.2pp |
| Employer contribution / active EE | $2,747 | $2,323+18.3% | $2,940-6.5% | $2,551+7.7% |
| Participant deferral / active EE | $7,774 | $3,972+95.7% | $4,917+58.1% | $4,139+87.8% |
| Admin fee / account holder | $96,539 | $10,249+841.9% | $12,439+676.1% | $7,234+1234.4% |