Retirement plan

UNITED CHURCH OF CHRIST HOMES RETIREMENT PLAN

Name: UNITED CHURCH OF CHRIST HOMES - UNITED CHURCH OF CHRIST HOMES RETIREMENT PLAN (2024) Form 5500
Creator: UNITED CHURCH OF CHRIST HOMES
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, UNITED CHURCH OF CHRIST HOMES RETIREMENT PLAN, UNITED CHURCH OF CHRIST HOMES

UNITED CHURCH OF CHRIST HOMESEIN 23-1615155Plan #001PY 2024

30 NORTH 31ST STREET - CAMP HILL, PA 17011717-303-1502

Prospect flagsNo flags tripped

How to read this page

Total assets (EOY)

$37.1M

+7.8% from 2023

Total participants

982

-0.3% from 2023

Average account balance

$45,589

+9.8% from 2023

Annual return

11.64%

-3.24 pp from 2023

Benchmarks

See 4,124 peers

Peer group

Industry62 - Health Care and Social Assistance

Plan typeDefined contribution

Participants250-999

Cohort4,124 peers

Snapshot2024

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$37.06M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$46K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

813

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

77.6%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$3.48M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$5K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+11.64%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$140

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 6 by compensation

Provider	Service type	Compensation
CONRAD SIEGEL10+ years Filed as: CONRAD SIEGEL INVESTMENT ADVISORS Service code 27 · EIN 01-0726056	Advisory (Plan)	$48,767
CONRAD SIEGEL8 years Service code 15 · EIN 23-1669823 PO BOX 5900 · HARRISBURG, PA 171100900	Recordkeeping	$47,627
CHARLES SCHWAB & CO., INC.7 years Filed as: CHARLES SCHWAB BANK Service code 19 · EIN 42-1558009	Securities Custodian	$17,148
AMERICAN CENTURY7 years Filed as: AMERICAN CENTURY INVESTMENT MANAGEM Service code 28 · EIN 44-6006315	Investment Management	$0
CHARLES SCHWAB & CO., INC.10+ years Service code 19	Securities Custodian	$0
FIDELITY INVESTMENTS INSTITUTIONAL6 years Filed as: FIDELITY MANAGEMENT & RESEARCH COMP Service code 28 · EIN 06-1194217	Investment Management	$0

Plan features & details

Pension benefit codes2A2E2F2G2M2T

Plan features

2A
Age/service weighted or new comparability plan
Age/service weighted plan where allocations are based on age service or age and service; or new comparability or similar plan where allocations are based on participant classifications consisting entirely or predominantly of highly compensated employees or the plan provides an additional allocation rate on compensation above a specified threshold that exceeds the permitted disparity limits of Code section 401(l).
2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2M
Code section 403(b)(7) accounts
Plan uses Code section 403(b)(7) custodial accounts as a funding vehicle.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.

Opportunity flags

0 tripped

No flags tripped for this filing year. This plan looks clean.

Expense breakdown

Schedule H Part II

Admin total

$114K

$150 / participant

Recordkeeping$48K41.9%
Trustee / custodial$17K15.1%
Investment mgmt$49K43.0%

% of EOY assets

0.306%

all-in expense ratio

Categories reported

3 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Unqualified opinion

Auditor signed off without reservation - the cleanest possible opinion.

Auditor firm: CLIFTONLARSONALLEN LLP
Auditor EIN: 410746749
Audit fees: (not subdivided)
Opinion code: Unqualified

Metric

This plan

Peer set

Industry

Size

Avg account balance

$45,589

$50,860-10.4%

$155,574-70.7%

$77,714-41.3%

Participation rate

77.6%

63.1%+14.5pp

78.2%-0.6pp

70.6%+7.0pp

Annual return

11.64%

34.86%-23.2pp

64.87%-53.2pp

31.26%-19.6pp

Employer contribution / active EE

$3,083

$1,991+54.9%

$4,676-34.1%

$2,727+13.1%

Participant deferral / active EE

$1,525

$2,825-46.0%

$5,629-72.9%

$4,649-67.2%

Admin fee / account holder

$140

$436-68.0%

$15,914-99.1%

$433-67.8%

Provider

Service type

Compensation

CONRAD SIEGEL10+ years

Filed as: CONRAD SIEGEL INVESTMENT ADVISORS

Service code 27 · EIN 01-0726056

Advisory (Plan)

$48,767

CONRAD SIEGEL8 years

Service code 15 · EIN 23-1669823

PO BOX 5900 · HARRISBURG, PA 171100900

Recordkeeping

$47,627

CHARLES SCHWAB & CO., INC.7 years

Filed as: CHARLES SCHWAB BANK

Service code 19 · EIN 42-1558009

Securities Custodian

$17,148

AMERICAN CENTURY7 years

Filed as: AMERICAN CENTURY INVESTMENT MANAGEM

Service code 28 · EIN 44-6006315

Investment Management

CHARLES SCHWAB & CO., INC.10+ years

Service code 19

Securities Custodian

FIDELITY INVESTMENTS INSTITUTIONAL6 years

Filed as: FIDELITY MANAGEMENT & RESEARCH COMP

Service code 28 · EIN 06-1194217

Investment Management

UNITED CHURCH OF CHRIST HOMES RETIREMENT PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

UNITED CHURCH OF CHRIST HOMES RETIREMENT PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion