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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $422,710 | $171,492+146.5% | $150,734+180.4% | $198,609+112.8% |
| Participation rate | 100.0% | 81.4%+18.6pp | 78.4%+21.6pp | 82.4%+17.6pp |
| Annual return | 10.24% | 804.70%-794.5pp | 600.81%-590.6pp | 202.70%-192.5pp |
| Employer contribution / active EE | $3,472 | $5,470-36.5% | $4,918-29.4% | $5,055-31.3% |
| Participant deferral / active EE | $14,614 | $6,259+133.5% | $5,610+160.5% | $6,977+109.5% |
| Admin fee / account holder | $59,262 | $17,628+236.2% | $14,905+297.6% | $19,030+211.4% |