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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $282,610 | $185,312+52.5% | $161,489+75.0% | $154,746+82.6% |
| Participation rate | 87.0% | 82.5%+4.5pp | 78.7%+8.3pp | 80.7%+6.3pp |
| Annual return | 12.65% | 103.84%-91.2pp | 89.72%-77.1pp | 172.34%-159.7pp |
| Employer contribution / active EE | $9,815 | $4,769+105.8% | $4,268+129.9% | $4,379+124.1% |
| Participant deferral / active EE | $3,910 | $6,350-38.4% | $5,630-30.6% | $6,730-41.9% |
| Admin fee / account holder | $30,861 | $18,654+65.4% | $16,006+92.8% | $14,365+114.8% |