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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $130,038 | $101,950+27.6% | $125,529+3.6% | $86,983+49.5% |
| Participation rate | 68.8% | 70.2%-1.3pp | 74.7%-5.9pp | 69.5%-0.7pp |
| Annual return | 11.50% | 18.29%-6.8pp | 202.56%-191.1pp | 25.83%-14.3pp |
| Employer contribution / active EE | $1,292 | $2,358-45.2% | $3,058-57.7% | $2,584-50.0% |
| Participant deferral / active EE | $3,641 | $3,862-5.7% | $4,813-24.3% | $4,194-13.2% |
| Admin fee / account holder | $15,165 | $12,791+18.6% | $16,298-7.0% | $7,856+93.0% |