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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,535 | $73,787-0.3% | $98,716-25.5% | $82,448-10.8% |
| Participation rate | 74.3% | 61.4%+12.9pp | 69.3%+5.0pp | 68.1%+6.2pp |
| Annual return | 8.05% | 18.57%-10.5pp | 31.81%-23.8pp | 41.64%-33.6pp |
| Employer contribution / active EE | $0 | $1,511-100.0% | $2,279-100.0% | $2,551-100.0% |
| Participant deferral / active EE | $3,253 | $3,081+5.6% | $4,048-19.6% | $4,139-21.4% |
| Admin fee / account holder | $2,424 | $6,500-62.7% | $8,703-72.2% | $7,234-66.5% |