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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $96,523 | $212,777-54.6% | $173,703-44.4% | $198,609-51.4% |
| Participation rate | 85.0% | 81.1%+3.9pp | 75.9%+9.1pp | 82.4%+2.6pp |
| Annual return | 14.14% | 18.82%-4.7pp | 17.46%-3.3pp | 202.70%-188.6pp |
| Employer contribution / active EE | $1,679 | $5,214-67.8% | $4,288-60.9% | $5,055-66.8% |
| Participant deferral / active EE | $3,820 | $5,697-33.0% | $4,854-21.3% | $6,977-45.3% |
| Admin fee / account holder | $1,871 | $19,536-90.4% | $15,562-88.0% | $19,030-90.2% |