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| Provider | Service type | Compensation |
|---|---|---|
CAPFINANCIAL PARTNERS LLC7 years Filed as: CAPFINANCIAL PARTNERS, LLC Service code 26 · EIN 26-0058143 | Advisory (Participants) | $125,916 |
CHARLES SCHWAB & CO., INC.2 years Filed as: SCHWAB RETIREMENT PLAN SERVICES,INC Service code 15 · EIN 34-1479833 | Recordkeeping | $62,905 |
FIRST FOUNDATION ADVISORS2 years Service code 26 · EIN 33-0221828 | Advisory (Participants) | $52,234 |
APRICUS WEALTH LLC5 years Service code 26 · EIN 61-1947713 | Advisory (Participants) | $33,387 |
EISNERAMPER LLP8 years Service code 10 · EIN 87-1363769 | Accounting | $30,680 |
Filed as: WESTMOUNT PARTNERS LLC Service code 26 · EIN 45-2550468 | Advisory (Participants) | $21,864 |
Service code 26 · EIN 20-2611371 | Advisory (Participants) | $18,734 |
Service code 26 · EIN 82-1548745 | Advisory (Participants) | $16,232 |
Service code 26 · EIN 99-0588333 | Advisory (Participants) | $13,199 |
COHO PARTNERS, LTD.2 years Filed as: COHO PARTNERS LTD Service code 26 · EIN 23-3004662 | Advisory (Participants) | $12,268 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan reported corrective distributions (failed ADP/ACP testing).
Assets per participant exceed $250,000 - top-decile high-value plan.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $410,102 | $106,264+285.9% | $147,117+178.8% | $77,762+427.4% |
| Participation rate | 97.9% | 78.4%+19.5pp | 82.2%+15.7pp | 70.6%+27.3pp |
| Annual return | 14.47% | 56.94%-42.5pp | 420.54%-406.1pp | 31.27%-16.8pp |
| Employer contribution / active EE | $13,813 | $4,074+239.1% | $4,932+180.0% | $2,728+406.3% |
| Participant deferral / active EE | $12,514 | $8,003+56.4% | $8,065+55.2% | $4,651+169.1% |
| Admin fee / account holder | $364 | $334+8.7% | $12,993-97.2% | $433-16.0% |